Crown Bank: how it compares with its peers
Against 20 NJ banks with half to twice its assets, Crown Bank's strongest measure in Q2 2026 is net interest margin (4.88% vs. a 3.17% peer median). Its weakest relative measure is assets per employee ($7.9M vs. $10.3M).
| Measure | Crown Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.33% | 0.50% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.88% | 3.17% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 44.89% | 77.10% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $10.3M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 121.36% | 88.47% | Context |
What it means for lending operations
Its efficiency ratio of 44.89% is better than the 77.10% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Crest Savings Bank Wildwood, NJ · $594M
- Century Savings Bank Vineland, NJ · $635M
- First Hope Bank, A National Banking Association Hope, NJ · $657M
- Cenlar FSB Ewing, NJ · $782M
- Haddon Savings Bank Haddon Heights, NJ · $421M
- Lusitania Savings Bank Newark, NJ · $418M
Questions about Crown Bank
How big is Crown Bank?
Crown Bank, established in 1998, is headquartered in Elizabeth, NJ. It reported $614M in total assets in its Q2 2026 FDIC call report and operates 13 offices.
What is Crown Bank's return on assets?
2.33% annualized in Q2 2026, against a 0.50% median for 20 NJ banks with half to twice its assets, ahead of 95% of them.
What is Crown Bank's efficiency ratio?
44.89% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 77.10%, and lower is better.
Is Crown Bank growing its loans?
Net loans grew 0.4% over the year to Q2 2026, while deposits shrank 10.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NJ banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Jersey bank ranked.