First National Bank of Louisiana: how it compares with its peers
Against 45 LA banks with half to twice its assets, First National Bank of Louisiana's strongest measure in Q2 2026 is assets per employee ($8.4M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (4.46% vs. 4.31%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.60% | 1.44% | Top third Ahead of 67% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.46% | 4.31% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.75% | 64.15% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $6.0M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.02% | 80.39% | Context |
What it means for lending operations
Its efficiency ratio of 55.75% is better than the 64.15% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Delta Bank Vidalia, LA · $632M
- Home Federal Bank Shreveport, LA · $644M
- The First National Bank of Jeanerette Jeanerette, LA · $646M
- Commercial Capital Bank Delhi, LA · $611M
- Homeland Federal Savings Bank Columbia, LA · $658M
- South Louisiana Bank Houma, LA · $660M
Questions about First National Bank of Louisiana
How big is First National Bank of Louisiana?
First National Bank of Louisiana, established in 1924, is headquartered in Crowley, LA. It reported $631M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is First National Bank of Louisiana's return on assets?
1.60% annualized in Q2 2026, against a 1.44% median for 45 LA banks with half to twice its assets, ahead of 67% of them.
What is First National Bank of Louisiana's efficiency ratio?
55.75% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 64.15%, and lower is better.
Is First National Bank of Louisiana growing its loans?
Net loans grew 17.7% over the year to Q2 2026, while deposits grew 6.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.