Homeland Federal Savings Bank: how it compares with its peers
Against 45 LA banks with half to twice its assets, Homeland Federal Savings Bank's strongest measure in Q2 2026 is assets per employee ($6.7M vs. a $6.1M peer median). Its weakest relative measure is net interest margin (4.13% vs. 4.37%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.44% | 1.48% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.13% | 4.37% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.91% | 62.90% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.7M | $6.1M | Top third Ahead of 67% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.99% | 80.39% | Context |
What it means for lending operations
Its efficiency ratio of 61.91% is better than the 62.90% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- South Louisiana Bank Houma, LA · $660M
- United Community Bank Raceland, LA · $666M
- Metairie Bank & Trust Company Metairie, LA · $666M
- Concordia Bank & Trust Company Vidalia, LA · $667M
- The First National Bank of Jeanerette Jeanerette, LA · $646M
- Home Federal Bank Shreveport, LA · $644M
Questions about Homeland Federal Savings Bank
How big is Homeland Federal Savings Bank?
Homeland Federal Savings Bank, established in 1986, is headquartered in Columbia, LA. It reported $658M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Homeland Federal Savings Bank's return on assets?
1.44% annualized in Q2 2026, against a 1.48% median for 45 LA banks with half to twice its assets, ahead of 44% of them.
What is Homeland Federal Savings Bank's efficiency ratio?
61.91% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 62.90%, and lower is better.
Is Homeland Federal Savings Bank growing its loans?
Net loans grew 6.5% over the year to Q2 2026, while deposits grew 7.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.