Home Federal Bank: how it compares with its peers
Against 44 LA banks with half to twice its assets, Home Federal Bank's strongest measure in Q2 2026 is assets per employee ($8.6M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (3.79% vs. 4.38%).
| Measure | Home Federal Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.07% | 1.47% | Bottom third Ahead of 27% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.79% | 4.38% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.46% | 63.53% | Middle third Ahead of 55% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $6.0M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.40% | 80.50% | Context |
What it means for lending operations
Its efficiency ratio of 62.46% is better than the 63.53% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First National Bank of Jeanerette Jeanerette, LA · $646M
- Delta Bank Vidalia, LA · $632M
- First National Bank of Louisiana Crowley, LA · $631M
- Homeland Federal Savings Bank Columbia, LA · $658M
- South Louisiana Bank Houma, LA · $660M
- United Community Bank Raceland, LA · $666M
Questions about Home Federal Bank
How big is Home Federal Bank?
Home Federal Bank, established in 1924, is headquartered in Shreveport, LA. It reported $644M in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Home Federal Bank's return on assets?
1.07% annualized in Q2 2026, against a 1.47% median for 44 LA banks with half to twice its assets, ahead of 27% of them.
What is Home Federal Bank's efficiency ratio?
62.46% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 63.53%, and lower is better.
Is Home Federal Bank growing its loans?
Net loans grew 3.2% over the year to Q2 2026, while deposits grew 5.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.