South Louisiana Bank: how it compares with its peers
Against 44 LA banks with half to twice its assets, South Louisiana Bank's strongest measure in Q2 2026 is return on assets (1.80% vs. a 1.47% peer median). Its weakest relative measure is assets per employee ($4.3M vs. $6.2M).
| Measure | South Louisiana Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.80% | 1.47% | Top third Ahead of 82% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.70% | 4.30% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.43% | 62.72% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.3M | $6.2M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 64.66% | 80.50% | Context |
What it means for lending operations
Its efficiency ratio of 59.43% is better than the 62.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Homeland Federal Savings Bank Columbia, LA · $658M
- United Community Bank Raceland, LA · $666M
- Metairie Bank & Trust Company Metairie, LA · $666M
- Concordia Bank & Trust Company Vidalia, LA · $667M
- The First National Bank of Jeanerette Jeanerette, LA · $646M
- Home Federal Bank Shreveport, LA · $644M
Questions about South Louisiana Bank
How big is South Louisiana Bank?
South Louisiana Bank, established in 1980, is headquartered in Houma, LA. It reported $660M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is South Louisiana Bank's return on assets?
1.80% annualized in Q2 2026, against a 1.47% median for 44 LA banks with half to twice its assets, ahead of 82% of them.
What is South Louisiana Bank's efficiency ratio?
59.43% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 62.72%, and lower is better.
Is South Louisiana Bank growing its loans?
Net loans grew 1.5% over the year to Q2 2026, while deposits shrank 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.