Commercial Capital Bank: how it compares with its peers
Against 44 LA banks with half to twice its assets, Commercial Capital Bank's strongest measure in Q2 2026 is efficiency ratio (49.16% vs. a 64.06% peer median). Its weakest relative measure is net interest margin (4.24% vs. 4.38%).
| Measure | Commercial Capital Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.91% | 1.44% | Top third Ahead of 91% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.24% | 4.38% | Middle third Ahead of 39% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.16% | 64.06% | Top third Ahead of 98% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.9M | $6.0M | Top third Ahead of 95% of peers |
| Loans to deposits Net loans and leases over total deposits. | 107.14% | 80.50% | Context |
What it means for lending operations
Its efficiency ratio of 49.16% is better than the 64.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First National Bank of Louisiana Crowley, LA · $631M
- Delta Bank Vidalia, LA · $632M
- Cottonport Bank Cottonport, LA · $582M
- Home Federal Bank Shreveport, LA · $644M
- The First National Bank of Jeanerette Jeanerette, LA · $646M
- Gibsland Bank & Trust Company Gibsland, LA · $574M
Questions about Commercial Capital Bank
How big is Commercial Capital Bank?
Commercial Capital Bank, established in 1999, is headquartered in Delhi, LA. It reported $611M in total assets in its Q2 2026 FDIC call report and operates 9 offices.
What is Commercial Capital Bank's return on assets?
1.91% annualized in Q2 2026, against a 1.44% median for 44 LA banks with half to twice its assets, ahead of 91% of them.
What is Commercial Capital Bank's efficiency ratio?
49.16% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 64.06%, and lower is better.
Is Commercial Capital Bank growing its loans?
Net loans grew 29.6% over the year to Q2 2026, while deposits grew 13.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.