Cottonport Bank: how it compares with its peers
Against 46 LA banks with half to twice its assets, Cottonport Bank's strongest measure in Q2 2026 is efficiency ratio (54.34% vs. a 64.48% peer median). Its weakest relative measure is assets per employee ($4.3M vs. $6.0M).
| Measure | Cottonport Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.77% | 1.38% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.37% | 4.35% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.34% | 64.48% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.3M | $6.0M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.10% | 81.31% | Context |
What it means for lending operations
Its efficiency ratio of 54.34% is better than the 64.48% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Gibsland Bank & Trust Company Gibsland, LA · $574M
- Commercial Capital Bank Delhi, LA · $611M
- Merchants & Farmers Bank & Trust Company Leesville, LA · $541M
- Rayne State Bank & Trust Company Rayne, LA · $541M
- First National Bank of Louisiana Crowley, LA · $631M
- Fifth District Savings Bank New Orleans, LA · $532M
Questions about Cottonport Bank
How big is Cottonport Bank?
Cottonport Bank, established in 1902, is headquartered in Cottonport, LA. It reported $582M in total assets in its Q2 2026 FDIC call report and operates 13 offices.
What is Cottonport Bank's return on assets?
1.77% annualized in Q2 2026, against a 1.38% median for 46 LA banks with half to twice its assets, ahead of 80% of them.
What is Cottonport Bank's efficiency ratio?
54.34% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 64.48%, and lower is better.
Is Cottonport Bank growing its loans?
Net loans grew 4.3% over the year to Q2 2026, while deposits grew 4.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.