Tensas State Bank: how it compares with its peers
Against 39 LA banks with half to twice its assets, Tensas State Bank's strongest measure in Q2 2026 is assets per employee ($7.4M vs. a $5.2M peer median). Its weakest relative measure is net interest margin (3.82% vs. 4.35%).
| Measure | Tensas State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.34% | 1.10% | Middle third Ahead of 64% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.82% | 4.35% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.33% | 71.73% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.4M | $5.2M | Top third Ahead of 87% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.16% | 78.78% | Context |
What it means for lending operations
Its efficiency ratio of 62.33% is better than the 71.73% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens Bank & Trust Company Covington, LA · $184M
- Feliciana Bank & Trust Company Clinton, LA · $180M
- Bank of Sunset and Trust Company Sunset, LA · $192M
- South Lafourche Bank & Trust Company Larose, LA · $178M
- Farmers State Bank & Trust Co. Church Point, LA · $175M
- Simmesport State Bank Simmesport, LA · $198M
Questions about Tensas State Bank
How big is Tensas State Bank?
Tensas State Bank, established in 1922, is headquartered in Newellton, LA. It reported $185M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Tensas State Bank's return on assets?
1.34% annualized in Q2 2026, against a 1.10% median for 39 LA banks with half to twice its assets, ahead of 64% of them.
What is Tensas State Bank's efficiency ratio?
62.33% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 71.73%, and lower is better.
Is Tensas State Bank growing its loans?
Net loans grew 2.8% over the year to Q2 2026, while deposits grew 2.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.