Simmesport State Bank: how it compares with its peers
Against 42 LA banks with half to twice its assets, Simmesport State Bank's strongest measure in Q2 2026 is efficiency ratio (56.06% vs. a 70.00% peer median). Its weakest relative measure is assets per employee ($5.8M vs. $5.3M).
| Measure | Simmesport State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.50% | 1.09% | Top third Ahead of 69% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.48% | 4.28% | Top third Ahead of 69% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.06% | 70.00% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $5.3M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.71% | 75.49% | Context |
What it means for lending operations
Its efficiency ratio of 56.06% is better than the 70.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Sunset and Trust Company Sunset, LA · $192M
- Tensas State Bank Newellton, LA · $185M
- Exchange Bank and Trust Company, Natchitoches, Louisiana Natchitoches, LA · $213M
- Citizens Bank & Trust Company Covington, LA · $184M
- Feliciana Bank & Trust Company Clinton, LA · $180M
- Plaquemine Bank & Trust Company Plaquemine, LA · $218M
Questions about Simmesport State Bank
How big is Simmesport State Bank?
Simmesport State Bank, established in 1956, is headquartered in Simmesport, LA. It reported $198M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Simmesport State Bank's return on assets?
1.50% annualized in Q2 2026, against a 1.09% median for 42 LA banks with half to twice its assets, ahead of 69% of them.
What is Simmesport State Bank's efficiency ratio?
56.06% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 70.00%, and lower is better.
Is Simmesport State Bank growing its loans?
Net loans shrank 12.6% over the year to Q2 2026, while deposits shrank 9.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.