Plaquemine Bank & Trust Company: how it compares with its peers
Against 45 LA banks with half to twice its assets, Plaquemine Bank & Trust Company's strongest measure in Q2 2026 is assets per employee ($6.6M vs. a $5.4M peer median). Its weakest relative measure is net interest margin (3.34% vs. 4.37%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.75% | 1.15% | Bottom third Ahead of 31% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.34% | 4.37% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 72.76% | 66.10% | Middle third Ahead of 40% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $5.4M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 45.22% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 72.76% is above the 66.10% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Exchange Bank and Trust Company, Natchitoches, Louisiana Natchitoches, LA · $213M
- Franklin State Bank & Trust Company Winnsboro, LA · $225M
- Landmark Bank Clinton, LA · $230M
- Simmesport State Bank Simmesport, LA · $198M
- Citizens Progressive Bank Winnsboro, LA · $243M
Questions about Plaquemine Bank & Trust Company
How big is Plaquemine Bank & Trust Company?
Plaquemine Bank & Trust Company, established in 1968, is headquartered in Plaquemine, LA. It reported $218M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Plaquemine Bank & Trust Company's return on assets?
0.75% annualized in Q2 2026, against a 1.15% median for 45 LA banks with half to twice its assets, ahead of 31% of them.
What is Plaquemine Bank & Trust Company's efficiency ratio?
72.76% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 66.10%, and lower is better.
Is Plaquemine Bank & Trust Company growing its loans?
Net loans shrank 7.0% over the year to Q2 2026, while deposits shrank 2.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.