Citizens Progressive Bank: how it compares with its peers
Against 48 LA banks with half to twice its assets, Citizens Progressive Bank's strongest measure in Q2 2026 is net interest margin (4.40% vs. a 4.32% peer median). Its weakest relative measure is assets per employee ($3.6M vs. $5.8M).
| Measure | Citizens Progressive Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.48% | 1.21% | Bottom third Ahead of 8% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.40% | 4.32% | Middle third Ahead of 56% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 84.52% | 65.32% | Bottom third Ahead of 10% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.6M | $5.8M | Bottom third Ahead of 2% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.03% | 79.09% | Context |
What it means for lending operations
Its efficiency ratio of 84.52% is above the 65.32% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Abbeville & Trust Company Abbeville, LA · $245M
- Currency Bank Baton Rouge, LA · $249M
- First National Bank USA Boutte, LA · $249M
- Anthem Bank & Trust Plaquemine, LA · $250M
- Hibernia Bank New Orleans, LA · $257M
Questions about Citizens Progressive Bank
How big is Citizens Progressive Bank?
Citizens Progressive Bank, established in 1918, is headquartered in Winnsboro, LA. It reported $243M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Citizens Progressive Bank's return on assets?
0.48% annualized in Q2 2026, against a 1.21% median for 48 LA banks with half to twice its assets, ahead of 8% of them.
What is Citizens Progressive Bank's efficiency ratio?
84.52% in Q2 2026: it spent about 85 cents in noninterest expense for each dollar of revenue. The peer median is 65.32%, and lower is better.
Is Citizens Progressive Bank growing its loans?
Net loans shrank 15.4% over the year to Q2 2026, while deposits shrank 13.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.