Hibernia Bank: how it compares with its peers
Against 46 LA banks with half to twice its assets, Hibernia Bank's strongest measure in Q2 2026 is assets per employee ($8.0M vs. a $5.7M peer median). Its weakest relative measure is return on assets (0.11% vs. 1.21%).
| Measure | Hibernia Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.11% | 1.21% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.62% | 4.32% | Bottom third Ahead of 2% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 94.13% | 65.32% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $5.7M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.26% | 79.51% | Context |
What it means for lending operations
Its efficiency ratio of 94.13% is above the 65.32% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Anthem Bank & Trust Plaquemine, LA · $250M
- First National Bank USA Boutte, LA · $249M
- Currency Bank Baton Rouge, LA · $249M
- American Bank & Trust Company Opelousas, LA · $267M
- Bank of Abbeville & Trust Company Abbeville, LA · $245M
- Citizens Progressive Bank Winnsboro, LA · $243M
Questions about Hibernia Bank
How big is Hibernia Bank?
Hibernia Bank, established in 1886, is headquartered in New Orleans, LA. It reported $257M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Hibernia Bank's return on assets?
0.11% annualized in Q2 2026, against a 1.21% median for 46 LA banks with half to twice its assets, ahead of 0% of them.
What is Hibernia Bank's efficiency ratio?
94.13% in Q2 2026: it spent about 94 cents in noninterest expense for each dollar of revenue. The peer median is 65.32%, and lower is better.
Is Hibernia Bank growing its loans?
Net loans grew 12.2% over the year to Q2 2026, while deposits grew 2.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.