Bank of Abbeville & Trust Company: how it compares with its peers
Against 48 LA banks with half to twice its assets, Bank of Abbeville & Trust Company's strongest measure in Q2 2026 is assets per employee ($6.6M vs. a $5.7M peer median). Its weakest relative measure is net interest margin (3.55% vs. 4.36%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.15% | 1.20% | Middle third Ahead of 50% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.55% | 4.36% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.10% | 65.32% | Middle third Ahead of 48% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $5.7M | Top third Ahead of 77% of peers |
| Loans to deposits Net loans and leases over total deposits. | 59.38% | 79.51% | Context |
What it means for lending operations
Its efficiency ratio of 66.10% is above the 65.32% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Citizens Progressive Bank Winnsboro, LA · $243M
- Currency Bank Baton Rouge, LA · $249M
- First National Bank USA Boutte, LA · $249M
- Anthem Bank & Trust Plaquemine, LA · $250M
- Hibernia Bank New Orleans, LA · $257M
Questions about Bank of Abbeville & Trust Company
How big is Bank of Abbeville & Trust Company?
Bank of Abbeville & Trust Company, established in 1894, is headquartered in Abbeville, LA. It reported $245M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Abbeville & Trust Company's return on assets?
1.15% annualized in Q2 2026, against a 1.20% median for 48 LA banks with half to twice its assets, ahead of 50% of them.
What is Bank of Abbeville & Trust Company's efficiency ratio?
66.10% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 65.32%, and lower is better.
Is Bank of Abbeville & Trust Company growing its loans?
Net loans grew 6.2% over the year to Q2 2026, while deposits grew 11.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.