Bank of Sunset and Trust Company: how it compares with its peers
Against 42 LA banks with half to twice its assets, Bank of Sunset and Trust Company's strongest measure in Q2 2026 is net interest margin (5.20% vs. a 4.28% peer median). Its weakest relative measure is assets per employee ($6.0M vs. $5.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.73% | 1.09% | Top third Ahead of 81% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.20% | 4.28% | Top third Ahead of 98% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.93% | 70.00% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $5.3M | Top third Ahead of 71% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.50% | 75.49% | Context |
What it means for lending operations
Its efficiency ratio of 55.93% is better than the 70.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Simmesport State Bank Simmesport, LA · $198M
- Tensas State Bank Newellton, LA · $185M
- Citizens Bank & Trust Company Covington, LA · $184M
- Feliciana Bank & Trust Company Clinton, LA · $180M
- South Lafourche Bank & Trust Company Larose, LA · $178M
- Farmers State Bank & Trust Co. Church Point, LA · $175M
Questions about Bank of Sunset and Trust Company
How big is Bank of Sunset and Trust Company?
Bank of Sunset and Trust Company, established in 1906, is headquartered in Sunset, LA. It reported $192M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Bank of Sunset and Trust Company's return on assets?
1.73% annualized in Q2 2026, against a 1.09% median for 42 LA banks with half to twice its assets, ahead of 81% of them.
What is Bank of Sunset and Trust Company's efficiency ratio?
55.93% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 70.00%, and lower is better.
Is Bank of Sunset and Trust Company growing its loans?
Net loans shrank 2.2% over the year to Q2 2026, while deposits shrank 2.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.