South Lafourche Bank & Trust Company: how it compares with its peers
Against 40 LA banks with half to twice its assets, South Lafourche Bank & Trust Company's strongest measure in Q2 2026 is net interest margin (3.85% vs. a 4.32% peer median). Its weakest relative measure is efficiency ratio (81.94% vs. 67.79%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.69% | 1.13% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.85% | 4.32% | Bottom third Ahead of 28% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 81.94% | 67.79% | Bottom third Ahead of 20% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.1M | $5.8M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.45% | 78.87% | Context |
What it means for lending operations
Its efficiency ratio of 81.94% is above the 67.79% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Farmers State Bank & Trust Co. Church Point, LA · $175M
- Feliciana Bank & Trust Company Clinton, LA · $180M
- Citizens Bank & Trust Company Covington, LA · $184M
- Tensas State Bank Newellton, LA · $185M
- State Bank & Trust Company Golden Meadow, LA · $165M
- Bank of Sunset and Trust Company Sunset, LA · $192M
Questions about South Lafourche Bank & Trust Company
How big is South Lafourche Bank & Trust Company?
South Lafourche Bank & Trust Company, established in 1967, is headquartered in Larose, LA. It reported $178M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is South Lafourche Bank & Trust Company's return on assets?
0.69% annualized in Q2 2026, against a 1.13% median for 40 LA banks with half to twice its assets, ahead of 25% of them.
What is South Lafourche Bank & Trust Company's efficiency ratio?
81.94% in Q2 2026: it spent about 82 cents in noninterest expense for each dollar of revenue. The peer median is 67.79%, and lower is better.
Is South Lafourche Bank & Trust Company growing its loans?
Net loans grew 17.1% over the year to Q2 2026, while deposits grew 4.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.