Bank of Gueydan: how it compares with its peers
Against 15 LA banks with half to twice its assets, Bank of Gueydan's strongest measure in Q2 2026 is efficiency ratio (62.55% vs. a 72.45% peer median). Its weakest relative measure is net interest margin (3.38% vs. 4.69%).
| Measure | Bank of Gueydan | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.72% | 1.14% | Bottom third Ahead of 33% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.38% | 4.69% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.55% | 72.45% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $4.8M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 40.70% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 62.55% is better than the 72.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville, LA · $68M
- Jackson Parish Bank Jonesboro, LA · $67M
- The Bank of Commerce White Castle, LA · $81M
- Peoples Bank Chatham, LA · $86M
- The Mer Rouge State Bank Mer Rouge, LA · $52M
- Basile State Bank Basile, LA · $87M
Questions about Bank of Gueydan
How big is Bank of Gueydan?
Bank of Gueydan, established in 1927, is headquartered in Gueydan, LA. It reported $69M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Gueydan's return on assets?
0.72% annualized in Q2 2026, against a 1.14% median for 15 LA banks with half to twice its assets, ahead of 33% of them.
What is Bank of Gueydan's efficiency ratio?
62.55% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 72.45%, and lower is better.
Is Bank of Gueydan growing its loans?
Net loans shrank 9.8% over the year to Q2 2026, while deposits shrank 6.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.