Basile State Bank: how it compares with its peers
Against 21 LA banks with half to twice its assets, Basile State Bank's strongest measure in Q2 2026 is net interest margin (6.08% vs. a 4.19% peer median). Its weakest relative measure is assets per employee ($4.0M vs. $5.2M).
| Measure | Basile State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.74% | 1.10% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.08% | 4.19% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.41% | 71.73% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.0M | $5.2M | Bottom third Ahead of 19% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.36% | 72.07% | Context |
What it means for lending operations
Its efficiency ratio of 68.41% is better than the 71.73% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples Bank Chatham, LA · $86M
- Eureka Homestead Metairie, LA · $89M
- Sicily Island State Bank Sicily Island, LA · $92M
- The Bank of Commerce White Castle, LA · $81M
- Bank of Erath Erath, LA · $105M
- Bank of Gueydan Gueydan, LA · $69M
Questions about Basile State Bank
How big is Basile State Bank?
Basile State Bank, established in 1956, is headquartered in Basile, LA. It reported $87M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Basile State Bank's return on assets?
1.74% annualized in Q2 2026, against a 1.10% median for 21 LA banks with half to twice its assets, ahead of 71% of them.
What is Basile State Bank's efficiency ratio?
68.41% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 71.73%, and lower is better.
Is Basile State Bank growing its loans?
Net loans grew 13.7% over the year to Q2 2026, while deposits grew 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.