Sicily Island State Bank: how it compares with its peers
Against 24 LA banks with half to twice its assets, Sicily Island State Bank's strongest measure in Q2 2026 is return on assets (1.79% vs. a 1.09% peer median). Its weakest relative measure is efficiency ratio (63.50% vs. 72.09%).
| Measure | Sicily Island State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.79% | 1.09% | Top third Ahead of 83% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.70% | 4.17% | Top third Ahead of 75% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.50% | 72.09% | Top third Ahead of 71% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.2M | $5.0M | Top third Ahead of 79% of peers |
| Loans to deposits Net loans and leases over total deposits. | 99.58% | 72.74% | Context |
What it means for lending operations
Its efficiency ratio of 63.50% is better than the 72.09% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Eureka Homestead Metairie, LA · $89M
- Basile State Bank Basile, LA · $87M
- Peoples Bank Chatham, LA · $86M
- The Bank of Commerce White Castle, LA · $81M
- Bank of Erath Erath, LA · $105M
- Beauregard Federal Savings Bank Deridder, LA · $106M
Questions about Sicily Island State Bank
How big is Sicily Island State Bank?
Sicily Island State Bank, established in 1918, is headquartered in Sicily Island, LA. It reported $92M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Sicily Island State Bank's return on assets?
1.79% annualized in Q2 2026, against a 1.09% median for 24 LA banks with half to twice its assets, ahead of 83% of them.
What is Sicily Island State Bank's efficiency ratio?
63.50% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 72.09%, and lower is better.
Is Sicily Island State Bank growing its loans?
Net loans shrank 0.8% over the year to Q2 2026, while deposits grew 19.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.