Abbeville Building & Loan (A State-Chartered Savings Bank): how it compares with its peers
Against 15 LA banks with half to twice its assets, Abbeville Building & Loan (A State-Chartered Savings Bank)'s strongest measure in Q2 2026 is assets per employee ($4.2M vs. a $5.4M peer median). Its weakest relative measure is return on assets (0.42% vs. 1.14%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.42% | 1.14% | Bottom third Ahead of 27% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.66% | 4.69% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 87.62% | 68.41% | Bottom third Ahead of 27% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.2M | $5.4M | Bottom third Ahead of 33% of peers |
| Loans to deposits Net loans and leases over total deposits. | 99.69% | 75.28% | Context |
What it means for lending operations
Its efficiency ratio of 87.62% is above the 68.41% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Jackson Parish Bank Jonesboro, LA · $67M
- Bank of Gueydan Gueydan, LA · $69M
- The Bank of Commerce White Castle, LA · $81M
- The Mer Rouge State Bank Mer Rouge, LA · $52M
- Rayne Building and Loan Association Rayne, LA · $51M
- Peoples Bank Chatham, LA · $86M
Questions about Abbeville Building & Loan (A State-Chartered Savings Bank)
How big is Abbeville Building & Loan (A State-Chartered Savings Bank)?
Abbeville Building & Loan (A State-Chartered Savings Bank), established in 1890, is headquartered in Abbeville, LA. It reported $68M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Abbeville Building & Loan (A State-Chartered Savings Bank)'s return on assets?
0.42% annualized in Q2 2026, against a 1.14% median for 15 LA banks with half to twice its assets, ahead of 27% of them.
What is Abbeville Building & Loan (A State-Chartered Savings Bank)'s efficiency ratio?
87.62% in Q2 2026: it spent about 88 cents in noninterest expense for each dollar of revenue. The peer median is 68.41%, and lower is better.
Is Abbeville Building & Loan (A State-Chartered Savings Bank) growing its loans?
Net loans grew 6.0% over the year to Q2 2026, while deposits grew 2.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.