The Mer Rouge State Bank: how it compares with its peers
Against 10 LA banks with half to twice its assets, The Mer Rouge State Bank's strongest measure in Q2 2026 is net interest margin (5.05% vs. a 3.77% peer median). Its weakest relative measure is assets per employee ($4.7M vs. $5.8M).
| Measure | The Mer Rouge State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.15% | 0.82% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.05% | 3.77% | Top third Ahead of 90% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 72.45% | 71.13% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.7M | $5.8M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.28% | 92.18% | Context |
What it means for lending operations
Its efficiency ratio of 72.45% is better than the 71.13% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Rayne Building and Loan Association Rayne, LA · $51M
- Jackson Parish Bank Jonesboro, LA · $67M
- Mutual Savings and Loan Association Metairie, LA · $36M
- Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville, LA · $68M
- Bank of Gueydan Gueydan, LA · $69M
- The Bank of Commerce White Castle, LA · $81M
Questions about The Mer Rouge State Bank
How big is The Mer Rouge State Bank?
The Mer Rouge State Bank, established in 1903, is headquartered in Mer Rouge, LA. It reported $52M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Mer Rouge State Bank's return on assets?
1.15% annualized in Q2 2026, against a 0.82% median for 10 LA banks with half to twice its assets, ahead of 60% of them.
What is The Mer Rouge State Bank's efficiency ratio?
72.45% in Q2 2026: it spent about 72 cents in noninterest expense for each dollar of revenue. The peer median is 71.13%, and lower is better.
Is The Mer Rouge State Bank growing its loans?
Net loans grew 35.9% over the year to Q2 2026, while deposits grew 8.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.