Mutual Savings and Loan Association: how it compares with its peers
Against 315 U.S. banks with half to twice its assets, Mutual Savings and Loan Association's strongest measure in Q2 2026 is net interest margin (3.88% vs. a 3.88% peer median). Its weakest relative measure is return on assets (-0.67% vs. 0.99%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.67% | 0.99% | Bottom third Ahead of 10% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.88% | 3.88% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 117.83% | 71.84% | Bottom third Ahead of 10% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.0M | $5.7M | Bottom third Ahead of 26% of peers |
| Loans to deposits Net loans and leases over total deposits. | 160.85% | 62.96% | Context |
What it means for lending operations
Its efficiency ratio of 117.83% is above the 71.84% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Farmers and Merchants State Bank Scotland, SD · $36M
- The First National Bank of Fairfax Fairfax, MN · $36M
- Citizens Bank of Chatsworth Chatsworth, IL · $36M
- Citizens State Bank Carleton, NE · $36M
- The First National Bank of Primghar Primghar, IA · $36M
- The Marion National Bank Marion, KS · $35M
Questions about Mutual Savings and Loan Association
How big is Mutual Savings and Loan Association?
Mutual Savings and Loan Association, established in 1910, is headquartered in Metairie, LA. It reported $36M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Mutual Savings and Loan Association's return on assets?
-0.67% annualized in Q2 2026, against a 0.99% median for 315 U.S. banks with half to twice its assets, ahead of 10% of them.
What is Mutual Savings and Loan Association's efficiency ratio?
117.83% in Q2 2026: it spent about 118 cents in noninterest expense for each dollar of revenue. The peer median is 71.84%, and lower is better.
Is Mutual Savings and Loan Association growing its loans?
Net loans shrank 2.8% over the year to Q2 2026, while deposits shrank 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.