Fieldpoint Private Bank & Trust: how it compares with its peers
Against 14 CT banks with half to twice its assets, Fieldpoint Private Bank & Trust's strongest measure in Q2 2026 is assets per employee ($12.4M vs. a $7.9M peer median). Its weakest relative measure is return on assets (-0.29% vs. 0.76%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.29% | 0.76% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.12% | 3.46% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 118.98% | 75.05% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.4M | $7.9M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.40% | 97.94% | Context |
What it means for lending operations
Its efficiency ratio of 118.98% is above the 75.05% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Windsor Federal Bank Windsor, CT · $895M
- DR Bank Darien, CT · $913M
- The First Bank of Greenwich Cos Cob, CT · $812M
- The Torrington Savings Bank Torrington, CT · $1.00B
- The Milford Bank Milford, CT · $652M
- Essex Bank Essex, CT · $537M
Questions about Fieldpoint Private Bank & Trust
How big is Fieldpoint Private Bank & Trust?
Fieldpoint Private Bank & Trust, established in 2008, is headquartered in Greenwich, CT. It reported $867M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Fieldpoint Private Bank & Trust's return on assets?
-0.29% annualized in Q2 2026, against a 0.76% median for 14 CT banks with half to twice its assets, ahead of 0% of them.
What is Fieldpoint Private Bank & Trust's efficiency ratio?
118.98% in Q2 2026: it spent about 119 cents in noninterest expense for each dollar of revenue. The peer median is 75.05%, and lower is better.
Is Fieldpoint Private Bank & Trust growing its loans?
Net loans shrank 22.5% over the year to Q2 2026, while deposits shrank 9.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Connecticut bank ranked.