The First Bank of Greenwich: how it compares with its peers
Against 13 CT banks with half to twice its assets, The First Bank of Greenwich's strongest measure in Q2 2026 is assets per employee ($14.3M vs. a $7.9M peer median). Its weakest relative measure is net interest margin (3.02% vs. 3.45%).
| Measure | The First Bank of Greenwich | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.82% | 0.65% | Middle third Ahead of 62% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.02% | 3.45% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.69% | 76.83% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.3M | $7.9M | Top third Ahead of 92% of peers |
| Loans to deposits Net loans and leases over total deposits. | 105.58% | 96.84% | Context |
What it means for lending operations
Its efficiency ratio of 65.69% is better than the 76.83% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Fieldpoint Private Bank & Trust Greenwich, CT · $867M
- Windsor Federal Bank Windsor, CT · $895M
- DR Bank Darien, CT · $913M
- The Milford Bank Milford, CT · $652M
- The Torrington Savings Bank Torrington, CT · $1.00B
- Essex Bank Essex, CT · $537M
Questions about The First Bank of Greenwich
How big is The First Bank of Greenwich?
The First Bank of Greenwich, established in 2006, is headquartered in Cos Cob, CT. It reported $812M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The First Bank of Greenwich's return on assets?
0.82% annualized in Q2 2026, against a 0.65% median for 13 CT banks with half to twice its assets, ahead of 62% of them.
What is The First Bank of Greenwich's efficiency ratio?
65.69% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 76.83%, and lower is better.
Is The First Bank of Greenwich growing its loans?
Net loans grew 1.6% over the year to Q2 2026, while deposits shrank 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Connecticut bank ranked.