Windsor Federal Bank: how it compares with its peers
Against 15 CT banks with half to twice its assets, Windsor Federal Bank's strongest measure in Q2 2026 is net interest margin (3.67% vs. a 3.45% peer median). Its weakest relative measure is return on assets (0.20% vs. 0.82%).
| Measure | Windsor Federal Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.20% | 0.82% | Bottom third Ahead of 7% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.67% | 3.45% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 74.32% | 75.79% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $8.2M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.98% | 98.90% | Context |
What it means for lending operations
Its efficiency ratio of 74.32% is better than the 75.79% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- DR Bank Darien, CT · $913M
- Fieldpoint Private Bank & Trust Greenwich, CT · $867M
- The First Bank of Greenwich Cos Cob, CT · $812M
- The Torrington Savings Bank Torrington, CT · $1.00B
- The Milford Bank Milford, CT · $652M
- Dime Bank Norwich, CT · $1.21B
Questions about Windsor Federal Bank
How big is Windsor Federal Bank?
Windsor Federal Bank, established in 1935, is headquartered in Windsor, CT. It reported $895M in total assets in its Q2 2026 FDIC call report and operates 11 offices.
What is Windsor Federal Bank's return on assets?
0.20% annualized in Q2 2026, against a 0.82% median for 15 CT banks with half to twice its assets, ahead of 7% of them.
What is Windsor Federal Bank's efficiency ratio?
74.32% in Q2 2026: it spent about 74 cents in noninterest expense for each dollar of revenue. The peer median is 75.79%, and lower is better.
Is Windsor Federal Bank growing its loans?
Net loans grew 10.6% over the year to Q2 2026, while deposits grew 2.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Connecticut bank ranked.