Esquire Bank, National Association: how it compares with its peers
Against 29 NY banks with half to twice its assets, Esquire Bank, National Association's strongest measure in Q2 2026 is net interest margin (6.06% vs. a 3.26% peer median). Its weakest relative measure is efficiency ratio (45.33% vs. 59.69%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.34% | 1.04% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.06% | 3.26% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 45.33% | 59.69% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.2M | $9.7M | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.35% | 83.22% | Context |
What it means for lending operations
Its efficiency ratio of 45.33% is better than the 59.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Pioneer Bank, National Association Albany, NY · $2.34B
- Hanover Community Bank Garden City Park, NY · $2.33B
- Interaudi Bank New York, NY · $2.68B
- Shinhan Bank America New York, NY · $2.23B
- Maspeth Federal Savings and Loan Association Maspeth, NY · $2.21B
Questions about Esquire Bank, National Association
How big is Esquire Bank, National Association?
Esquire Bank, National Association, established in 2006, is headquartered in Jericho, NY. It reported $2.49B in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Esquire Bank, National Association's return on assets?
2.34% annualized in Q2 2026, against a 1.04% median for 29 NY banks with half to twice its assets, ahead of 93% of them.
What is Esquire Bank, National Association's efficiency ratio?
45.33% in Q2 2026: it spent about 45 cents in noninterest expense for each dollar of revenue. The peer median is 59.69%, and lower is better.
Is Esquire Bank, National Association growing its loans?
Net loans grew 27.6% over the year to Q2 2026, while deposits grew 22.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.