Interaudi Bank: how it compares with its peers
Against 27 NY banks with half to twice its assets, Interaudi Bank's strongest measure in Q2 2026 is assets per employee ($17.2M vs. a $9.9M peer median). Its weakest relative measure is net interest margin (3.14% vs. 3.38%).
| Measure | Interaudi Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 0.99% | Top third Ahead of 74% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.14% | 3.38% | Middle third Ahead of 37% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.77% | 60.50% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $17.2M | $9.9M | Top third Ahead of 92% of peers |
| Loans to deposits Net loans and leases over total deposits. | 69.60% | 84.46% | Context |
What it means for lending operations
Its efficiency ratio of 53.77% is better than the 60.50% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Orange Bank & Trust Company Middletown, NY · $2.79B
- Chemung Canal Trust Company, National Association Elmira, NY · $2.82B
- Habib American Bank New York, NY · $2.84B
- Esquire Bank, National Association Jericho, NY · $2.49B
- Industrial and Commercial Bank of China USA, National Association New York, NY · $2.86B
Questions about Interaudi Bank
How big is Interaudi Bank?
Interaudi Bank, established in 1983, is headquartered in New York, NY. It reported $2.68B in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Interaudi Bank's return on assets?
1.24% annualized in Q2 2026, against a 0.99% median for 27 NY banks with half to twice its assets, ahead of 74% of them.
What is Interaudi Bank's efficiency ratio?
53.77% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 60.50%, and lower is better.
Is Interaudi Bank growing its loans?
Net loans grew 11.3% over the year to Q2 2026, while deposits grew 10.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.