Maspeth Federal Savings and Loan Association: how it compares with its peers
Against 29 NY banks with half to twice its assets, Maspeth Federal Savings and Loan Association's strongest measure in Q2 2026 is net interest margin (3.77% vs. a 3.22% peer median). Its weakest relative measure is efficiency ratio (59.29% vs. 59.69%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.10% | 0.99% | Middle third Ahead of 55% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.77% | 3.22% | Top third Ahead of 83% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.29% | 59.69% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.9M | $9.7M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 138.78% | 81.81% | Context |
What it means for lending operations
Its efficiency ratio of 59.29% is better than the 59.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Shinhan Bank America New York, NY · $2.23B
- Mizuho Bank (USA) New York, NY · $2.14B
- The Lyons National Bank Lyons, NY · $2.13B
- NorthEast Community Bank White Plains, NY · $2.11B
- Hanover Community Bank Garden City Park, NY · $2.33B
- Pioneer Bank, National Association Albany, NY · $2.34B
Questions about Maspeth Federal Savings and Loan Association
How big is Maspeth Federal Savings and Loan Association?
Maspeth Federal Savings and Loan Association, established in 1947, is headquartered in Maspeth, NY. It reported $2.21B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Maspeth Federal Savings and Loan Association's return on assets?
1.10% annualized in Q2 2026, against a 0.99% median for 29 NY banks with half to twice its assets, ahead of 55% of them.
What is Maspeth Federal Savings and Loan Association's efficiency ratio?
59.29% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 59.69%, and lower is better.
Is Maspeth Federal Savings and Loan Association growing its loans?
Net loans grew 0.5% over the year to Q2 2026, while deposits grew 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.