NorthEast Community Bank: how it compares with its peers
Against 30 NY banks with half to twice its assets, NorthEast Community Bank's strongest measure in Q2 2026 is net interest margin (4.93% vs. a 3.24% peer median). Its weakest relative measure is assets per employee ($14.0M vs. $9.9M).
| Measure | NorthEast Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.00% | 1.02% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.93% | 3.24% | Top third Ahead of 97% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 39.76% | 59.49% | Top third Ahead of 83% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.0M | $9.9M | Top third Ahead of 70% of peers |
| Loans to deposits Net loans and leases over total deposits. | 123.94% | 82.99% | Context |
What it means for lending operations
Its efficiency ratio of 39.76% is better than the 59.49% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Lyons National Bank Lyons, NY · $2.13B
- Mizuho Bank (USA) New York, NY · $2.14B
- Maspeth Federal Savings and Loan Association Maspeth, NY · $2.21B
- Shinhan Bank America New York, NY · $2.23B
- Hanover Community Bank Garden City Park, NY · $2.33B
- Pioneer Bank, National Association Albany, NY · $2.34B
Questions about NorthEast Community Bank
How big is NorthEast Community Bank?
NorthEast Community Bank, established in 1934, is headquartered in White Plains, NY. It reported $2.11B in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is NorthEast Community Bank's return on assets?
2.00% annualized in Q2 2026, against a 1.02% median for 30 NY banks with half to twice its assets, ahead of 90% of them.
What is NorthEast Community Bank's efficiency ratio?
39.76% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 59.49%, and lower is better.
Is NorthEast Community Bank growing its loans?
Net loans grew 7.0% over the year to Q2 2026, while deposits grew 3.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are NY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.