The Bank: how it compares with its peers
Against 49 LA banks with half to twice its assets, The Bank's strongest measure in Q2 2026 is net interest margin (5.43% vs. a 4.31% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $6.1M).
| Measure | The Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.75% | 1.28% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.43% | 4.31% | Top third Ahead of 96% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.62% | 64.80% | Top third Ahead of 90% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $6.1M | Middle third Ahead of 39% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.84% | 82.01% | Context |
What it means for lending operations
Its efficiency ratio of 53.62% is better than the 64.80% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Guaranty Bank & Trust Company of Delhi, Louisiana Delhi, LA · $457M
- Louisiana National Bank Ruston, LA · $474M
- Citizens Bank & Trust Company Plaquemine, LA · $481M
- Winnsboro State Bank & Trust Company Winnsboro, LA · $426M
- First National Bank in DeRidder Deridder, LA · $419M
- Bank of Zachary Zachary, LA · $416M
Questions about The Bank
How big is The Bank?
The Bank, established in 1997, is headquartered in Jennings, LA. It reported $462M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is The Bank's return on assets?
1.75% annualized in Q2 2026, against a 1.28% median for 49 LA banks with half to twice its assets, ahead of 80% of them.
What is The Bank's efficiency ratio?
53.62% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 64.80%, and lower is better.
Is The Bank growing its loans?
Net loans grew 2.6% over the year to Q2 2026, while deposits grew 7.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.