First National Bank in DeRidder: how it compares with its peers
Against 51 LA banks with half to twice its assets, First National Bank in DeRidder's strongest measure in Q2 2026 is efficiency ratio (58.35% vs. a 65.29% peer median). Its weakest relative measure is assets per employee ($5.4M vs. $5.9M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.44% | 1.28% | Middle third Ahead of 57% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.28% | 4.37% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.35% | 65.29% | Top third Ahead of 71% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.4M | $5.9M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 65.41% | 81.43% | Context |
What it means for lending operations
Its efficiency ratio of 58.35% is better than the 65.29% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Zachary Zachary, LA · $416M
- Winnsboro State Bank & Trust Company Winnsboro, LA · $426M
- Bank of St. Francisville Saint Francisville, LA · $399M
- Southern Heritage Bank Jonesville, LA · $398M
- City Bank & Trust Co. Natchitoches, LA · $382M
Questions about First National Bank in DeRidder
How big is First National Bank in DeRidder?
First National Bank in DeRidder, established in 1934, is headquartered in Deridder, LA. It reported $419M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is First National Bank in DeRidder's return on assets?
1.44% annualized in Q2 2026, against a 1.28% median for 51 LA banks with half to twice its assets, ahead of 57% of them.
What is First National Bank in DeRidder's efficiency ratio?
58.35% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 65.29%, and lower is better.
Is First National Bank in DeRidder growing its loans?
Net loans grew 4.4% over the year to Q2 2026, while deposits grew 6.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.