Bank of St. Francisville: how it compares with its peers
Against 51 LA banks with half to twice its assets, Bank of St. Francisville's strongest measure in Q2 2026 is assets per employee ($6.6M vs. a $5.9M peer median). Its weakest relative measure is efficiency ratio (62.90% vs. 65.29%).
| Measure | Bank of St. Francisville | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.50% | 1.28% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.48% | 4.37% | Top third Ahead of 67% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.90% | 65.29% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $5.9M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.38% | 80.61% | Context |
What it means for lending operations
Its efficiency ratio of 62.90% is better than the 65.29% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Southern Heritage Bank Jonesville, LA · $398M
- City Bank & Trust Co. Natchitoches, LA · $382M
- Bank of Zachary Zachary, LA · $416M
- First National Bank in DeRidder Deridder, LA · $419M
- Bank of Commerce & Trust Co. Crowley, LA · $378M
Questions about Bank of St. Francisville
How big is Bank of St. Francisville?
Bank of St. Francisville, established in 1978, is headquartered in Saint Francisville, LA. It reported $399M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of St. Francisville's return on assets?
1.50% annualized in Q2 2026, against a 1.28% median for 51 LA banks with half to twice its assets, ahead of 63% of them.
What is Bank of St. Francisville's efficiency ratio?
62.90% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 65.29%, and lower is better.
Is Bank of St. Francisville growing its loans?
Net loans grew 6.9% over the year to Q2 2026, while deposits grew 5.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.