City Bank & Trust Co.: how it compares with its peers
Against 52 LA banks with half to twice its assets, City Bank & Trust Co.'s strongest measure in Q2 2026 is return on assets (1.64% vs. a 1.28% peer median). Its weakest relative measure is assets per employee ($4.8M vs. $5.9M).
| Measure | City Bank & Trust Co. | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.64% | 1.28% | Top third Ahead of 69% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.42% | 4.37% | Middle third Ahead of 56% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.80% | 64.72% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.8M | $5.9M | Bottom third Ahead of 25% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.34% | 82.02% | Context |
What it means for lending operations
Its efficiency ratio of 64.80% is better than the 64.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Commerce & Trust Co. Crowley, LA · $378M
- American Bank Covington, LA · $367M
- Southern Heritage Bank Jonesville, LA · $398M
- Bank of St. Francisville Saint Francisville, LA · $399M
- CLB The Community Bank Jonesville, LA · $351M
Questions about City Bank & Trust Co.
How big is City Bank & Trust Co.?
City Bank & Trust Co., established in 1933, is headquartered in Natchitoches, LA. It reported $382M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is City Bank & Trust Co.'s return on assets?
1.64% annualized in Q2 2026, against a 1.28% median for 52 LA banks with half to twice its assets, ahead of 69% of them.
What is City Bank & Trust Co.'s efficiency ratio?
64.80% in Q2 2026: it spent about 65 cents in noninterest expense for each dollar of revenue. The peer median is 64.72%, and lower is better.
Is City Bank & Trust Co. growing its loans?
Net loans grew 10.0% over the year to Q2 2026, while deposits grew 9.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.