Guaranty Bank & Trust Company of Delhi, Louisiana: how it compares with its peers
Against 49 LA banks with half to twice its assets, Guaranty Bank & Trust Company of Delhi, Louisiana's strongest measure in Q2 2026 is efficiency ratio (56.65% vs. a 65.29% peer median). Its weakest relative measure is net interest margin (3.95% vs. 4.37%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.45% | 1.28% | Middle third Ahead of 59% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.95% | 4.37% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.65% | 65.29% | Top third Ahead of 80% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $5.9M | Top third Ahead of 73% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.39% | 82.01% | Context |
What it means for lending operations
Its efficiency ratio of 56.65% is better than the 65.29% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bank Jennings, LA · $462M
- Louisiana National Bank Ruston, LA · $474M
- Citizens Bank & Trust Company Plaquemine, LA · $481M
- Winnsboro State Bank & Trust Company Winnsboro, LA · $426M
- First National Bank in DeRidder Deridder, LA · $419M
- Bank of Zachary Zachary, LA · $416M
Questions about Guaranty Bank & Trust Company of Delhi, Louisiana
How big is Guaranty Bank & Trust Company of Delhi, Louisiana?
Guaranty Bank & Trust Company of Delhi, Louisiana, established in 1966, is headquartered in Delhi, LA. It reported $457M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Guaranty Bank & Trust Company of Delhi, Louisiana's return on assets?
1.45% annualized in Q2 2026, against a 1.28% median for 49 LA banks with half to twice its assets, ahead of 59% of them.
What is Guaranty Bank & Trust Company of Delhi, Louisiana's efficiency ratio?
56.65% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 65.29%, and lower is better.
Is Guaranty Bank & Trust Company of Delhi, Louisiana growing its loans?
Net loans grew 0.9% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.