Louisiana National Bank: how it compares with its peers
Against 49 LA banks with half to twice its assets, Louisiana National Bank's strongest measure in Q2 2026 is net interest margin (6.14% vs. a 4.31% peer median). Its weakest relative measure is assets per employee ($6.3M vs. $5.9M).
| Measure | Louisiana National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.87% | 1.28% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.14% | 4.31% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.19% | 64.80% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.3M | $5.9M | Middle third Ahead of 59% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.28% | 82.01% | Context |
What it means for lending operations
Its efficiency ratio of 58.19% is better than the 64.80% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens Bank & Trust Company Plaquemine, LA · $481M
- The Bank Jennings, LA · $462M
- Guaranty Bank & Trust Company of Delhi, Louisiana Delhi, LA · $457M
- Gulf Coast Bank Abbeville, LA · $514M
- Winnsboro State Bank & Trust Company Winnsboro, LA · $426M
- First National Bank in DeRidder Deridder, LA · $419M
Questions about Louisiana National Bank
How big is Louisiana National Bank?
Louisiana National Bank, established in 1935, is headquartered in Ruston, LA. It reported $474M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Louisiana National Bank's return on assets?
1.87% annualized in Q2 2026, against a 1.28% median for 49 LA banks with half to twice its assets, ahead of 90% of them.
What is Louisiana National Bank's efficiency ratio?
58.19% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 64.80%, and lower is better.
Is Louisiana National Bank growing its loans?
Net loans grew 9.0% over the year to Q2 2026, while deposits grew 4.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.