Bank of China: how it compares with its peers
Against 57 U.S. banks with half to twice its assets, Bank of China's strongest measure in Q2 2026 is efficiency ratio (0.00% vs. a 52.58% peer median). Its weakest relative measure is net interest margin (0.00% vs. 3.57%).
| Measure | Bank of China | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.00% | 1.31% | Bottom third Ahead of 2% of peers |
| Net interest margin Annualized net interest income over earning assets. | 0.00% | 3.57% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 0.00% | 52.58% | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 71.13% | 87.72% | Context |
What it means for lending operations
Its efficiency ratio of 0.00% is better than the 52.58% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- EverBank, National Association Jacksonville, FL · $46.69B
- First National Bank of Pennsylvania Greenville, PA · $50.80B
- Raymond James Bank Saint Petersburg, FL · $45.60B
- Associated Bank, National Association Green Bay, WI · $51.76B
- BOKF, National Association Tulsa, OK · $52.98B
- Prosperity Bank El Campo, TX · $43.88B
Questions about Bank of China
How big is Bank of China?
Bank of China, established in 1912, is headquartered in New York, NY. It reported $48.52B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of China's return on assets?
0.00% annualized in Q2 2026, against a 1.31% median for 57 U.S. banks with half to twice its assets, ahead of 2% of them.
What is Bank of China's efficiency ratio?
0.00% in Q2 2026: it spent about 0 cents in noninterest expense for each dollar of revenue. The peer median is 52.58%, and lower is better.
Is Bank of China growing its loans?
Net loans grew 9.9% over the year to Q2 2026, while deposits grew 22.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New York bank ranked.