EverBank, National Association: how it compares with its peers
Against 60 U.S. banks with half to twice its assets, EverBank, National Association's strongest measure in Q2 2026 is assets per employee ($27.3M vs. a $12.6M peer median). Its weakest relative measure is net interest margin (2.70% vs. 3.55%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.00% | 1.28% | Bottom third Ahead of 20% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.70% | 3.55% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.67% | 52.64% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $27.3M | $12.6M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 97.21% | 85.88% | Context |
What it means for lending operations
Its efficiency ratio of 51.67% is better than the 52.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Raymond James Bank Saint Petersburg, FL · $45.60B
- Bank of China New York, NY · $48.52B
- Prosperity Bank El Campo, TX · $43.88B
- Barclays Bank Delaware Wilmington, DE · $43.45B
- MidFirst Bank Oklahoma City, OK · $42.83B
- First National Bank of Pennsylvania Greenville, PA · $50.80B
Questions about EverBank, National Association
How big is EverBank, National Association?
EverBank, National Association, established in 1998, is headquartered in Jacksonville, FL. It reported $46.69B in total assets in its Q2 2026 FDIC call report and operates 43 offices.
What is EverBank, National Association's return on assets?
1.00% annualized in Q2 2026, against a 1.28% median for 60 U.S. banks with half to twice its assets, ahead of 20% of them.
What is EverBank, National Association's efficiency ratio?
51.67% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 52.64%, and lower is better.
Is EverBank, National Association growing its loans?
Net loans grew 12.3% over the year to Q2 2026, while deposits grew 8.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.