Barclays Bank Delaware: how it compares with its peers
Against 64 U.S. banks with half to twice its assets, Barclays Bank Delaware's strongest measure in Q2 2026 is net interest margin (11.43% vs. a 3.56% peer median). Its weakest relative measure is assets per employee ($9.4M vs. $12.5M).
| Measure | Barclays Bank Delaware | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.40% | 1.25% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 11.43% | 3.56% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 54.95% | 52.64% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.4M | $12.5M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.27% | 86.68% | Context |
What it means for lending operations
Its efficiency ratio of 54.95% is above the 52.64% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Prosperity Bank El Campo, TX · $43.88B
- MidFirst Bank Oklahoma City, OK · $42.83B
- Bank OZK Little Rock, AR · $41.70B
- Raymond James Bank Saint Petersburg, FL · $45.60B
- Deutsche Bank Trust Company Americas New York, NY · $40.53B
- EverBank, National Association Jacksonville, FL · $46.69B
Questions about Barclays Bank Delaware
How big is Barclays Bank Delaware?
Barclays Bank Delaware, established in 2001, is headquartered in Wilmington, DE. It reported $43.45B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Barclays Bank Delaware's return on assets?
2.40% annualized in Q2 2026, against a 1.25% median for 64 U.S. banks with half to twice its assets, ahead of 97% of them.
What is Barclays Bank Delaware's efficiency ratio?
54.95% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 52.64%, and lower is better.
Is Barclays Bank Delaware growing its loans?
Net loans shrank 11.9% over the year to Q2 2026, while deposits grew 1.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Delaware bank ranked.