BOKF, National Association: how it compares with its peers
Against 53 U.S. banks with half to twice its assets, BOKF, National Association's strongest measure in Q2 2026 is return on assets (1.23% vs. a 1.25% peer median). Its weakest relative measure is net interest margin (2.92% vs. 3.52%).
| Measure | BOKF, National Association | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.25% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.92% | 3.52% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.01% | 52.70% | Bottom third Ahead of 17% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.0M | $13.1M | Bottom third Ahead of 32% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.13% | 85.07% | Context |
What it means for lending operations
Its efficiency ratio of 62.01% is above the 52.70% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Frost Bank San Antonio, TX · $53.95B
- Associated Bank, National Association Green Bay, WI · $51.76B
- First National Bank of Pennsylvania Greenville, PA · $50.80B
- SoFi Bank, National Association Cottonwood Heights, UT · $56.82B
- Bank of China New York, NY · $48.52B
Questions about BOKF, National Association
How big is BOKF, National Association?
BOKF, National Association, established in 1910, is headquartered in Tulsa, OK. It reported $52.98B in total assets in its Q2 2026 FDIC call report and operates 115 offices.
What is BOKF, National Association's return on assets?
1.23% annualized in Q2 2026, against a 1.25% median for 53 U.S. banks with half to twice its assets, ahead of 45% of them.
What is BOKF, National Association's efficiency ratio?
62.01% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 52.70%, and lower is better.
Is BOKF, National Association growing its loans?
Net loans grew 11.6% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.