The Lamesa National Bank: how it compares with its peers
Against 142 TX banks with half to twice its assets, The Lamesa National Bank's strongest measure in Q2 2026 is efficiency ratio (29.84% vs. a 61.06% peer median). Its weakest relative measure is net interest margin (3.24% vs. 4.19%).
| Measure | The Lamesa National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.24% | 1.45% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.24% | 4.19% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 29.84% | 61.06% | Top third Ahead of 99% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $17.8M | $7.3M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 15.76% | 72.36% | Context |
What it means for lending operations
Its efficiency ratio of 29.84% is better than the 61.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Texas State Bank San Angelo, TX · $426M
- The Commercial National Bank of Brady Brady, TX · $425M
- Texas Champion Bank Corpus Christi, TX · $437M
- First Lockhart Bank Lockhart, TX · $416M
- Broadstreet Bank S S B Mineola, TX · $443M
- West Texas State Bank Snyder, TX · $444M
Questions about The Lamesa National Bank
How big is The Lamesa National Bank?
The Lamesa National Bank, established in 1927, is headquartered in Lamesa, TX. It reported $427M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Lamesa National Bank's return on assets?
2.24% annualized in Q2 2026, against a 1.45% median for 142 TX banks with half to twice its assets, ahead of 85% of them.
What is The Lamesa National Bank's efficiency ratio?
29.84% in Q2 2026: it spent about 30 cents in noninterest expense for each dollar of revenue. The peer median is 61.06%, and lower is better.
Is The Lamesa National Bank growing its loans?
Net loans shrank 18.8% over the year to Q2 2026, while deposits grew 1.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.