Broadstreet Bank S S B: how it compares with its peers
Against 142 TX banks with half to twice its assets, Broadstreet Bank S S B's strongest measure in Q2 2026 is assets per employee ($6.3M vs. a $7.3M peer median). Its weakest relative measure is return on assets (0.94% vs. 1.45%).
| Measure | Broadstreet Bank S S B | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.94% | 1.45% | Bottom third Ahead of 19% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.64% | 4.20% | Bottom third Ahead of 26% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 70.63% | 60.64% | Bottom third Ahead of 22% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.3M | $7.3M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.45% | 72.16% | Context |
What it means for lending operations
Its efficiency ratio of 70.63% is above the 60.64% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- West Texas State Bank Snyder, TX · $444M
- Texas Champion Bank Corpus Christi, TX · $437M
- The Liberty National Bank in Paris Paris, TX · $452M
- The City National Bank of Colorado City Colorado City, TX · $452M
- Trinity Capital Bank of Texas Ennis, TX · $457M
- Shelby Savings Bank, SSB Center, TX · $457M
Questions about Broadstreet Bank S S B
How big is Broadstreet Bank S S B?
Broadstreet Bank S S B, established in 1934, is headquartered in Mineola, TX. It reported $443M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Broadstreet Bank S S B's return on assets?
0.94% annualized in Q2 2026, against a 1.45% median for 142 TX banks with half to twice its assets, ahead of 19% of them.
What is Broadstreet Bank S S B's efficiency ratio?
70.63% in Q2 2026: it spent about 71 cents in noninterest expense for each dollar of revenue. The peer median is 60.64%, and lower is better.
Is Broadstreet Bank S S B growing its loans?
Net loans grew 6.8% over the year to Q2 2026, while deposits shrank 0.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.