The City National Bank of Colorado City: how it compares with its peers
Against 140 TX banks with half to twice its assets, The City National Bank of Colorado City's strongest measure in Q2 2026 is assets per employee ($7.8M vs. a $7.3M peer median). Its weakest relative measure is return on assets (1.24% vs. 1.48%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 1.48% | Bottom third Ahead of 33% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.17% | 4.21% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.23% | 60.35% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.8M | $7.3M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.48% | 72.36% | Context |
What it means for lending operations
Its efficiency ratio of 58.23% is better than the 60.35% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Liberty National Bank in Paris Paris, TX · $452M
- Trinity Capital Bank of Texas Ennis, TX · $457M
- Shelby Savings Bank, SSB Center, TX · $457M
- West Texas State Bank Snyder, TX · $444M
- Broadstreet Bank S S B Mineola, TX · $443M
- The First National Bank of Livingston Livingston, TX · $467M
Questions about The City National Bank of Colorado City
How big is The City National Bank of Colorado City?
The City National Bank of Colorado City, established in 1900, is headquartered in Colorado City, TX. It reported $452M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The City National Bank of Colorado City's return on assets?
1.24% annualized in Q2 2026, against a 1.48% median for 140 TX banks with half to twice its assets, ahead of 33% of them.
What is The City National Bank of Colorado City's efficiency ratio?
58.23% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 60.35%, and lower is better.
Is The City National Bank of Colorado City growing its loans?
Net loans grew 40.7% over the year to Q2 2026, while deposits grew 58.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.