The Commercial National Bank of Brady: how it compares with its peers
Against 141 TX banks with half to twice its assets, The Commercial National Bank of Brady's strongest measure in Q2 2026 is return on assets (2.90% vs. a 1.46% peer median). Its weakest relative measure is assets per employee ($5.8M vs. $7.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.90% | 1.46% | Top third Ahead of 99% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.72% | 4.18% | Top third Ahead of 99% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.29% | 60.89% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $7.3M | Bottom third Ahead of 28% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.26% | 72.09% | Context |
What it means for lending operations
Its efficiency ratio of 50.29% is better than the 60.89% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Texas State Bank San Angelo, TX · $426M
- The Lamesa National Bank Lamesa, TX · $427M
- First Lockhart Bank Lockhart, TX · $416M
- Texas Champion Bank Corpus Christi, TX · $437M
- Broadstreet Bank S S B Mineola, TX · $443M
- West Texas State Bank Snyder, TX · $444M
Questions about The Commercial National Bank of Brady
How big is The Commercial National Bank of Brady?
The Commercial National Bank of Brady, established in 1907, is headquartered in Brady, TX. It reported $425M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Commercial National Bank of Brady's return on assets?
2.90% annualized in Q2 2026, against a 1.46% median for 141 TX banks with half to twice its assets, ahead of 99% of them.
What is The Commercial National Bank of Brady's efficiency ratio?
50.29% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 60.89%, and lower is better.
Is The Commercial National Bank of Brady growing its loans?
Net loans grew 12.5% over the year to Q2 2026, while deposits grew 20.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.