The Bank of Bennington: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, The Bank of Bennington's strongest measure in Q2 2026 is assets per employee ($10.9M vs. a $7.1M peer median). Its weakest relative measure is net interest margin (3.10% vs. 3.89%).
| Measure | The Bank of Bennington | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.86% | 1.28% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.10% | 3.89% | Bottom third Ahead of 13% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.64% | 61.21% | Middle third Ahead of 35% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.9M | $7.1M | Top third Ahead of 88% of peers |
| Loans to deposits Net loans and leases over total deposits. | 102.68% | 82.65% | Context |
What it means for lending operations
Its efficiency ratio of 66.64% is above the 61.21% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- CCB Community Bank Andalusia, AL · $662M
- Carroll Bank and Trust Huntingdon, TN · $662M
- AbbyBank Abbotsford, WI · $662M
- Washington County Bank Blair, NE · $662M
- First Community Bank Corpus Christi, TX · $663M
- Bruning Bank Bruning, NE · $660M
Questions about The Bank of Bennington
How big is The Bank of Bennington?
The Bank of Bennington, established in 1917, is headquartered in Bennington, VT. It reported $662M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is The Bank of Bennington's return on assets?
0.86% annualized in Q2 2026, against a 1.28% median for 999 U.S. banks with half to twice its assets, ahead of 25% of them.
What is The Bank of Bennington's efficiency ratio?
66.64% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 61.21%, and lower is better.
Is The Bank of Bennington growing its loans?
Net loans grew 7.1% over the year to Q2 2026, while deposits grew 3.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Vermont bank ranked.