Bank of Oak Ridge: how it compares with its peers
Against 34 LA banks with half to twice its assets, Bank of Oak Ridge's strongest measure in Q2 2026 is assets per employee ($5.8M vs. a $5.6M peer median). Its weakest relative measure is return on assets (1.07% vs. 1.25%).
| Measure | Bank of Oak Ridge | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.07% | 1.25% | Middle third Ahead of 41% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.25% | 4.36% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.73% | 67.18% | Middle third Ahead of 44% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.8M | $5.6M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.02% | 78.87% | Context |
What it means for lending operations
Its efficiency ratio of 71.73% is above the 67.18% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Vermilion Bank & Trust Company Kaplan, LA · $145M
- Hodge Bank & Trust Company Hodge, LA · $128M
- Colfax Banking Company Colfax, LA · $152M
- Progressive National Bank Mansfield, LA · $123M
- Bank of Winnfield & Trust Company Winnfield, LA · $156M
- Citizens Bank & Trust Company of Vivian, Louisiana Vivian, LA · $160M
Questions about Bank of Oak Ridge
How big is Bank of Oak Ridge?
Bank of Oak Ridge, established in 1910, is headquartered in Oak Ridge, LA. It reported $139M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Oak Ridge's return on assets?
1.07% annualized in Q2 2026, against a 1.25% median for 34 LA banks with half to twice its assets, ahead of 41% of them.
What is Bank of Oak Ridge's efficiency ratio?
71.73% in Q2 2026: it spent about 72 cents in noninterest expense for each dollar of revenue. The peer median is 67.18%, and lower is better.
Is Bank of Oak Ridge growing its loans?
Net loans grew 19.7% over the year to Q2 2026, while deposits grew 24.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.