Hodge Bank & Trust Company: how it compares with its peers
Against 35 LA banks with half to twice its assets, Hodge Bank & Trust Company's strongest measure in Q2 2026 is return on assets (2.55% vs. a 1.14% peer median). Its weakest relative measure is net interest margin (4.91% vs. 4.25%).
| Measure | Hodge Bank & Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.55% | 1.14% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.91% | 4.25% | Top third Ahead of 86% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.59% | 68.26% | Top third Ahead of 97% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.1M | $5.4M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.96% | 75.16% | Context |
What it means for lending operations
Its efficiency ratio of 41.59% is better than the 68.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Progressive National Bank Mansfield, LA · $123M
- Bank of Oak Ridge Oak Ridge, LA · $139M
- Bank of Louisiana New Orleans, LA · $110M
- Vermilion Bank & Trust Company Kaplan, LA · $145M
- Beauregard Federal Savings Bank Deridder, LA · $106M
- Bank of Erath Erath, LA · $105M
Questions about Hodge Bank & Trust Company
How big is Hodge Bank & Trust Company?
Hodge Bank & Trust Company, established in 1965, is headquartered in Hodge, LA. It reported $128M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Hodge Bank & Trust Company's return on assets?
2.55% annualized in Q2 2026, against a 1.14% median for 35 LA banks with half to twice its assets, ahead of 97% of them.
What is Hodge Bank & Trust Company's efficiency ratio?
41.59% in Q2 2026: it spent about 42 cents in noninterest expense for each dollar of revenue. The peer median is 68.26%, and lower is better.
Is Hodge Bank & Trust Company growing its loans?
Net loans grew 21.2% over the year to Q2 2026, while deposits grew 27.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.