Bank of Winnfield & Trust Company: how it compares with its peers
Against 38 LA banks with half to twice its assets, Bank of Winnfield & Trust Company's strongest measure in Q2 2026 is net interest margin (3.86% vs. a 4.36% peer median). Its weakest relative measure is efficiency ratio (82.70% vs. 68.33%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.74% | 1.13% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.86% | 4.36% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 82.70% | 68.33% | Bottom third Ahead of 18% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.1M | $5.6M | Bottom third Ahead of 18% of peers |
| Loans to deposits Net loans and leases over total deposits. | 41.38% | 80.64% | Context |
What it means for lending operations
Its efficiency ratio of 82.70% is above the 68.33% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Colfax Banking Company Colfax, LA · $152M
- Citizens Bank & Trust Company of Vivian, Louisiana Vivian, LA · $160M
- State Bank & Trust Company Golden Meadow, LA · $165M
- Vermilion Bank & Trust Company Kaplan, LA · $145M
- Bank of Oak Ridge Oak Ridge, LA · $139M
- Farmers State Bank & Trust Co. Church Point, LA · $175M
Questions about Bank of Winnfield & Trust Company
How big is Bank of Winnfield & Trust Company?
Bank of Winnfield & Trust Company, established in 1901, is headquartered in Winnfield, LA. It reported $156M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Winnfield & Trust Company's return on assets?
0.74% annualized in Q2 2026, against a 1.13% median for 38 LA banks with half to twice its assets, ahead of 26% of them.
What is Bank of Winnfield & Trust Company's efficiency ratio?
82.70% in Q2 2026: it spent about 83 cents in noninterest expense for each dollar of revenue. The peer median is 68.33%, and lower is better.
Is Bank of Winnfield & Trust Company growing its loans?
Net loans grew 7.0% over the year to Q2 2026, while deposits shrank 5.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.