Colfax Banking Company: how it compares with its peers
Against 37 LA banks with half to twice its assets, Colfax Banking Company's strongest measure in Q2 2026 is return on assets (0.83% vs. a 1.14% peer median). Its weakest relative measure is net interest margin (3.62% vs. 4.35%).
| Measure | Colfax Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.83% | 1.14% | Bottom third Ahead of 32% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.62% | 4.35% | Bottom third Ahead of 19% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 78.14% | 68.41% | Bottom third Ahead of 27% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.1M | $5.8M | Bottom third Ahead of 22% of peers |
| Loans to deposits Net loans and leases over total deposits. | 49.53% | 79.84% | Context |
What it means for lending operations
Its efficiency ratio of 78.14% is above the 68.41% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Winnfield & Trust Company Winnfield, LA · $156M
- Vermilion Bank & Trust Company Kaplan, LA · $145M
- Citizens Bank & Trust Company of Vivian, Louisiana Vivian, LA · $160M
- State Bank & Trust Company Golden Meadow, LA · $165M
- Bank of Oak Ridge Oak Ridge, LA · $139M
- Farmers State Bank & Trust Co. Church Point, LA · $175M
Questions about Colfax Banking Company
How big is Colfax Banking Company?
Colfax Banking Company, established in 1901, is headquartered in Colfax, LA. It reported $152M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Colfax Banking Company's return on assets?
0.83% annualized in Q2 2026, against a 1.14% median for 37 LA banks with half to twice its assets, ahead of 32% of them.
What is Colfax Banking Company's efficiency ratio?
78.14% in Q2 2026: it spent about 78 cents in noninterest expense for each dollar of revenue. The peer median is 68.41%, and lower is better.
Is Colfax Banking Company growing its loans?
Net loans grew 0.6% over the year to Q2 2026, while deposits shrank 1.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are LA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.