First Kansas Bank: how it compares with its peers
Against 81 KS banks with half to twice its assets, First Kansas Bank's strongest measure in Q2 2026 is assets per employee ($9.8M vs. a $6.8M peer median). Its weakest relative measure is net interest margin (3.04% vs. 4.00%).
| Measure | First Kansas Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.67% | 1.47% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.04% | 4.00% | Bottom third Ahead of 1% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.12% | 59.00% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.8M | $6.8M | Top third Ahead of 89% of peers |
| Loans to deposits Net loans and leases over total deposits. | 48.14% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 48.12% is better than the 59.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Kaw Valley State Bank and Trust Company Wamego, KS · $296M
- Grant County Bank Ulysses, KS · $298M
- Vintage Bank Kansas Leon, KS · $289M
- SJN Bank of Kansas Saint John, KS · $303M
- First Heritage Bank Centralia, KS · $303M
- Fusion Bank Larned, KS · $281M
Questions about First Kansas Bank
How big is First Kansas Bank?
First Kansas Bank, established in 1961, is headquartered in Hoisington, KS. It reported $294M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is First Kansas Bank's return on assets?
1.67% annualized in Q2 2026, against a 1.47% median for 81 KS banks with half to twice its assets, ahead of 65% of them.
What is First Kansas Bank's efficiency ratio?
48.12% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 59.00%, and lower is better.
Is First Kansas Bank growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.