Fusion Bank: how it compares with its peers
Against 81 KS banks with half to twice its assets, Fusion Bank's strongest measure in Q2 2026 is assets per employee ($14.0M vs. a $6.8M peer median). Its weakest relative measure is net interest margin (3.95% vs. 4.00%).
| Measure | Fusion Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.01% | 1.47% | Top third Ahead of 88% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.95% | 4.00% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.24% | 59.00% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.0M | $6.8M | Top third Ahead of 98% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.26% | 77.38% | Context |
What it means for lending operations
Its efficiency ratio of 50.24% is better than the 59.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Citizens State Bank and Trust Co., Ellsworth, Kansas Ellsworth, KS · $276M
- Vintage Bank Kansas Leon, KS · $289M
- FNB Bank Goodland, KS · $270M
- Patriots Bank Garnett, KS · $269M
- First Kansas Bank Hoisington, KS · $294M
- Kaw Valley State Bank and Trust Company Wamego, KS · $296M
Questions about Fusion Bank
How big is Fusion Bank?
Fusion Bank, established in 1896, is headquartered in Larned, KS. It reported $281M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Fusion Bank's return on assets?
2.01% annualized in Q2 2026, against a 1.47% median for 81 KS banks with half to twice its assets, ahead of 88% of them.
What is Fusion Bank's efficiency ratio?
50.24% in Q2 2026: it spent about 50 cents in noninterest expense for each dollar of revenue. The peer median is 59.00%, and lower is better.
Is Fusion Bank growing its loans?
Net loans grew 15.1% over the year to Q2 2026, while deposits grew 2.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.