Vintage Bank Kansas: how it compares with its peers
Against 81 KS banks with half to twice its assets, Vintage Bank Kansas's strongest measure in Q2 2026 is net interest margin (4.45% vs. a 3.97% peer median). Its weakest relative measure is assets per employee ($4.5M vs. $6.9M).
| Measure | Vintage Bank Kansas | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.70% | 1.47% | Top third Ahead of 73% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.45% | 3.97% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.69% | 59.00% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.5M | $6.9M | Bottom third Ahead of 1% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.38% | 78.96% | Context |
What it means for lending operations
Its efficiency ratio of 55.69% is better than the 59.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Kansas Bank Hoisington, KS · $294M
- Kaw Valley State Bank and Trust Company Wamego, KS · $296M
- Fusion Bank Larned, KS · $281M
- Grant County Bank Ulysses, KS · $298M
- Citizens State Bank and Trust Co., Ellsworth, Kansas Ellsworth, KS · $276M
- SJN Bank of Kansas Saint John, KS · $303M
Questions about Vintage Bank Kansas
How big is Vintage Bank Kansas?
Vintage Bank Kansas, established in 1902, is headquartered in Leon, KS. It reported $289M in total assets in its Q2 2026 FDIC call report and operates 12 offices.
What is Vintage Bank Kansas's return on assets?
1.70% annualized in Q2 2026, against a 1.47% median for 81 KS banks with half to twice its assets, ahead of 73% of them.
What is Vintage Bank Kansas's efficiency ratio?
55.69% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 59.00%, and lower is better.
Is Vintage Bank Kansas growing its loans?
Net loans grew 7.3% over the year to Q2 2026, while deposits grew 7.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.